Privacy Policy

Last Updated: October 2026 · Version 1.2

getfamilyinc is committed to protecting your personal information. This Privacy Policy details how we handle data collected across our web portal, newsletter subscriptions, and quote requests. We have deliberately designed this site to collect only what is necessary, and to keep as much of that data as possible on your own device rather than on our servers.

If anything in this policy is unclear, or if you would like us to clarify a specific clause, please write to us directly at privacy@getfamilyinc.com and we will answer honestly.

1. Information We Collect

We collect personal details including full name, email address, phone number, and policy preferences solely when voluntarily submitted through our quote forms or newsletter subscriptions. We do not ask for sensitive financial information through the website itself, and any coverage discussions that require detailed financial review take place through a secure, direct channel with your assigned advisor.

If you choose not to submit any form, you can browse the entire site without providing any personal information at all. No account is required, and no login is offered.

2. Local Storage Usage

Newsletter emails are saved locally within your browser (`localStorage`) for demonstration purposes. No data is harvested or transmitted to third-party ad networks. This means that your subscription record lives on your own device, is never sent to us, and can be removed instantly using the Unsubscribe option in the site footer or by clearing your browser's site data.

Likewise, any saved quote preferences or comparison selections are stored locally on your device rather than on our servers. We chose this approach deliberately, because it means there is no subscriber list or quote database to be compromised.

3. What We Do Not Collect

We do not use Google Analytics, Meta Pixel, or any third-party behavioural tracking scripts. We do not collect IP addresses, device fingerprints, geolocation data, or browsing history. We do not use session recording tools, heatmaps, or A/B testing platforms that observe individual visitors.

We do not participate in any affiliate, retargeting, or cross-site tracking programme. We do not sell, rent, or trade personal data to any third party, and we never will.

4. How We Use Submitted Information

Information submitted through our contact portal or quote forms is used strictly for responding to your inquiry, preparing a coverage recommendation, and — if you become a client — supporting your policy relationship over time. We do not add quote form submissions to any marketing list without explicit consent.

If you would like us to delete any correspondence or inquiry record at any time, simply write to privacy@getfamilyinc.com and we will confirm deletion within seven days.

5. Embedded Media and Third-Party Services

Photography on this site is sourced from Unsplash and served from their content delivery network. Typography is loaded via Google Fonts. Loading these resources may expose your IP address to those services, as is standard for any website using external assets.

We do not receive any of that data ourselves, and these requests do not set cookies on your device. If you prefer to block external assets entirely, standard browser privacy extensions will do so without affecting the site's core function.

6. Your Rights and Data Control

Because we hold minimal personal data about you on our servers, there is very little for us to delete, export, or amend on your behalf. You remain in full control of everything stored on your device through LocalStorage.

If you are a current client, you retain the right to request a summary of any information we hold about your policy relationship, to request corrections to factual errors, and to ask us to delete inquiry records that are no longer relevant to your coverage.

7. Children's Privacy

This website is not directed at children under 13, and we do not knowingly collect any information from them. Since we do not collect personal information from any visitor without a form submission, this section is included purely for regulatory completeness.

8. Changes to This Policy

If this policy ever changes, the "Last Updated" date at the top of this page will be revised and a short note will appear in the journal. We will never introduce third-party tracking retroactively.

9. Contact

For any privacy-related question, write to us at privacy@getfamilyinc.com. We answer every inquiry personally, usually within a week, and we will correct any genuine oversight without hesitation.

Terms & Conditions

Last Updated: October 2026 · Version 1.2

By accessing and browsing getfamilyinc, you agree to comply with our terms of service. All editorial commentary, visual compositions, and quote calculators are provided for informational and planning purposes. If you do not agree with any part of these terms, please discontinue use of the site.

These terms are written in plain English because good insurance guidance — and good law — should be readable. If any clause feels unclear, please write to us and we will clarify it.

1. Nature of the Service

getfamilyinc is an independent insurance advisory and editorial platform. We help clients compare, structure, and understand coverage options. We do not underwrite policies ourselves; coverage is ultimately provided by the licensed insurance carriers we partner with, and their own policy documents govern the specific terms of any agreement.

Every quote provided through this site is an estimate based on the information you submit. Final premiums and coverage terms are confirmed only after a full underwriting review.

2. Editorial Use and Informational Purpose

All articles, guides, and commentary published on this site are offered for informational and educational purposes. They reflect our own experience and the experience of our advisory team. Individual circumstances vary widely, and nothing we publish should be treated as a personal recommendation for your specific situation.

Our editorial writing does not constitute legal, tax, or financial advice. For decisions with significant financial or legal consequences, always consult a qualified professional.

3. Intellectual Property

All written editorial material, photographic compositions, page layouts, and branding elements on getfamilyinc are protected under international copyright. This includes every article, every feature story, and the visual layout of every page.

Non-commercial reference is granted with attribution. Commercial reproduction, redistribution, or resale requires prior written permission from the editorial team.

4. Permitted Use

You may read, bookmark, and share individual article links freely. You may quote short excerpts of editorial text in personal, academic, or non-commercial work, provided a clear link to the original source is included.

You may screenshot or reference the design of this website for educational or portfolio purposes with attribution. No permission request is needed for any of these uses.

5. Prohibited Use

You may not scrape, crawl, or systematically download content from this website. You may not reproduce entire articles on another website. You may not use the getfamilyinc name, wordmark, or visual identity in a way that implies endorsement of another product or service.

You may not attempt to interfere with the website's operation, security, or availability. Automated requests that place unreasonable load on our hosting will be blocked without notice.

6. Accuracy of Quote Calculations

Any quote calculator or premium estimate provided on this site is intended as a planning tool, not a binding offer. Actual premiums depend on underwriting review, verified property or business details, and carrier-specific rate tables that can change without notice.

We make reasonable efforts to keep our rates current, but we cannot guarantee that any figure displayed matches the final premium quoted by the underwriting carrier.

7. Newsletter and Communications

Our newsletter is entirely optional and can be unsubscribed from at any time using the Unsubscribe option in the site footer. We do not sell, share, or expose subscriber email addresses to any third party.

In this demonstration build, subscription is stored locally on your own device only. In a production deployment, subscription would be handled by a dedicated email service provider with its own published privacy policy.

8. Limitation of Liability

getfamilyinc is provided "as is" without warranty of any kind. We are not liable for any direct, indirect, or consequential loss arising from use of this website or reliance on its content.

Any coverage relationship is ultimately governed by the policy documents issued by the underwriting carrier. Our role is advisory and editorial, and any liability is limited to that scope.

9. Governing Law and Contact

These terms are governed by the laws applicable in the jurisdiction where the advisory team is registered. Any dispute will first be addressed through good-faith correspondence before any formal proceedings are considered.

For terms-related questions, licensing requests, or press enquiries, write to: legal@getfamilyinc.com.